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M2P Fintech is a global banking infrastructure company headquartered in Chennai with a key Bengaluru office, offering card issuance, payment processing, and banking-as-a-service (BaaS) solutions to fintech companies, banks, and enterprises. M2P's platform enables the rapid deployment of credit cards, prepaid cards, UPI, and banking products through a single API stack. The company serves 500+ clients in 30+ markets and processes billions of transactions annually.
Perfios is a Bengaluru-based B2B fintech company offering real-time credit underwriting, income verification, and financial data analytics services for banks, NBFCs, and fintech lenders. Using AI and ML, Perfios automates loan decision-making, assesses creditworthiness, and aggregates financial data through APIs. Headquartered in Bengaluru with a presence in 12+ regions across India, the Middle East, and Southeast Asia, Perfios aims to go public and serves hundreds of financial institutions with its credit intelligence platform.
Niyo is a Bengaluru-based neobanking company offering digital banking solutions for salaried employees, international travelers, and blue-collar workers. The Niyo Global card offers zero forex markup and free ATM withdrawals worldwide, making it a popular choice for frequent international travelers. Niyo's salary account product serves large enterprise clients and their employees with digital payroll, savings, and financial wellness solutions.
Jupiter is a Bengaluru-based neobank offering a digital-first savings account powered by Federal Bank, featuring smart money management tools, pot-based savings, and instant fund transfers. Founded by Jitendra Gupta, Jupiter targets young professionals seeking a modern banking experience with zero hidden fees, detailed spending insights, and attractive FD rates. The platform also offers personal loans, debit cards with cashback, and mutual fund investments through a seamless mobile app.
Open is Asia's first neobanking platform for SMEs and startups, founded in 2017 and headquartered in Bengaluru. The platform offers business banking, expense management, payroll automation, and vendor payment solutions by partnering with SBI, ICICI Bank, Axis Bank, and other major financial institutions. Open has over 600 employees and serves 2.3 million businesses, enabling them to manage all financial operations from a single dashboard with seamless bank integrations.
Vyapar is a Bengaluru-based GST billing, accounting, and inventory management app built for small and medium Indian businesses. With over 1 crore registered businesses using the platform, Vyapar offers features including GST-compliant invoicing, expense tracking, stock management, purchase orders, and financial reports. Available in 10+ Indian languages and operable offline, Vyapar is particularly popular with kirana stores, wholesalers, and small retailers across India.
Tally Solutions is a Bengaluru-based technology company and India's most widely used business management and accounting software provider. Founded in 1986, Tally ERP 9 and TallyPrime are used by over 2 million businesses across India and 100+ countries for accounting, GST compliance, payroll, inventory, and financial reporting. Tally's deep integration with Indian tax laws, widespread ecosystem of partners, and vernacular language support make it the backbone of SME financial management in India.
Zoho Books is Zoho Corporation's cloud-based accounting and financial management software serving SMEs, freelancers, and businesses across India and globally. The Bengaluru office supports product development and enterprise sales for Zoho's financial software suite including Zoho Books, Zoho Payroll, Zoho Expense, and Zoho Invoice. Zoho Books is GST-compliant, handles invoicing, bank reconciliation, payroll, and financial reporting, serving hundreds of thousands of businesses in India.
ClearTax (now Clear) is a Bengaluru-based fintech platform founded in 2011, offering solutions for income tax filing, GST compliance, mutual fund investments, and business finance. India's largest tax filing platform, ClearTax serves over 4 million individuals and 50,000+ businesses annually with automated ITR filing, GST return preparation, and e-invoicing through its ClearOne product. Backed by Sequoia Capital, ClearTax has simplified financial compliance for crores of Indian taxpayers.
InsuranceDekho is a leading online insurance marketplace enabling customers to compare, buy, and renew life, health, motor, and general insurance policies. Bengaluru is a key tech hub for the platform. InsuranceDekho has a network of 50,000+ point-of-sale partners across 650+ cities in India. The platform offers instant policy issuance, transparent comparison tools, and a dedicated claims support team to simplify insurance for Indian consumers.
Turtlemint is a Bengaluru-based insurtech platform that empowers insurance advisors and agents with digital tools to sell insurance products more effectively. The B2B2C platform offers a tech-enabled marketplace connecting over 150,000+ active advisors with a wide range of insurance products including life, health, motor, and general insurance. Turtlemint simplifies the insurance selling process through its advisor app, enabling faster policy issuance and claims assistance.
Acko is a Bengaluru-headquartered insurtech company that has transformed general insurance with a fully digital, paperless model. Founded in 2016 and licensed by IRDAI, Acko offers car insurance, bike insurance, health insurance, group medical insurance, and travel insurance through its app and online platform. Backed by Amazon, Accel Partners, and SAIF Partners, Acko provides cashless claims processing with doorstep vehicle pickup and delivery, setting a new standard for insurance customer experience in India.
EarlySalary, now rebranded as Fibe, is a Bengaluru-based digital lending NBFC offering instant personal loans and salary advances to salaried professionals. Using a fully paperless, mobile-first application process, Fibe disburses personal loans from Rs 5,000 to Rs 5 lakhs within minutes. The platform serves over 1 million customers and has disbursed thousands of crores in personal loans, positioning itself as a trusted financial partner for India's growing salaried workforce.
Slice is a Bengaluru-based fintech company offering a credit card and BNPL product designed for young adults and college students. Backed by Tiger Global and Insight Partners, Slice allows users to split any purchase into zero-cost EMIs and offers a card with attractive rewards and cashback. After merging with North East Small Finance Bank, Slice continues to expand its digital-first consumer credit offerings across India's younger demographic.
Lendingkart is a Bengaluru-based NBFC and digital lending platform specialising in working capital loans for small and medium enterprises across India. Founded in 2014, Lendingkart was among the first platforms to automate loan underwriting using AI and machine learning, analysing over 7,000 variables to approve SME loans within 72 hours. Backed by Sequoia Capital India, the company has provided financing to thousands of businesses that traditional banks overlook due to insufficient credit history.
Capital Float, now operating as Axio, is a Bengaluru-based NBFC and digital lending platform offering working capital loans, personal loans, and Buy Now Pay Later financing to SMEs and consumers. Co-founded by Sashank Rishyasringa and Gaurav Hinduja, Capital Float pioneered data-driven, collateral-free business lending in India. Axio serves merchants, e-commerce shoppers, and small businesses through partnerships with major retail platforms and financial institutions.
MoneyTap, rebranded as Freo, is India's first app-based personal credit line platform, founded in 2015 by Bala Parthasarathy, Kunal Verma, and Anuj Kacker. The platform offers instant personal credit lines of up to Rs 5 lakhs through a fully digital, paperless KYC process in partnership with top Indian banks. Freo has expanded into a super app for money management offering savings accounts, credit cards, and personal finance tools for young professionals.
KreditBee is a leading personal loan and instant credit platform in Bengaluru serving salaried professionals and self-employed individuals. Offering instant personal loans, credit line, and BNPL solutions through a fully digital and paperless process, KreditBee uses advanced AI and ML-based credit scoring to approve loans in minutes. The platform has disbursed billions in loans to millions of customers across India, primarily targeting the financially underserved segment.
ZestMoney is a Bengaluru-based digital lending and Buy Now Pay Later (BNPL) platform founded in 2016, connecting consumers to EMI-based loans, credit cards, and digital lines of credit. Built for consumers with limited or no credit history, ZestMoney uses alternative data and AI-powered underwriting to assess creditworthiness. The company is backed by PayU and has served millions of shoppers across major e-commerce and retail platforms including Flipkart, Amazon, and MakeMyTrip.
Kuvera is a zero-commission direct mutual fund investment platform headquartered in Bengaluru, enabling investors to invest in direct mutual funds, US stocks, FDs, and digital gold. Acquired by CRED in 2024 as part of its wealth management expansion, Kuvera offers goal-based investing, SIP management, tax harvesting, and portfolio analytics. The platform is known for its fee-free model and clean investment interface, serving educated retail investors across India.
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