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Bangalore Business Directory
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Mahaveer Finance is a well-known private financier in the Gandhinagar area, primarily serving the logistics and transport sector. They provide customized vehicle financing, personal loans for small business owners, and emergency credit lines. The firm is recognized for its integrity and the speed with which it dispatches funds to meet the urgent operational requirements of its clients, helping them maintain business continuity during challenging financial periods.
Sri Krishna Finance is a specialized small-scale lending agency that focuses on the textile and garment manufacturing community in Chickpet. They offer localized financing solutions for machinery purchase, raw material procurement, and urgent business expansion needs. Their deep understanding of the local industry allows them to offer competitive interest rates and minimal documentation requirements, making them a preferred choice for small-scale entrepreneurs in the area.
Navachetana is a dedicated microfinance organization that aims to promote social and economic empowerment among marginalized communities in Karnataka. They provide small-scale business loans, health insurance, and financial literacy training to women's self-help groups. By fostering financial inclusion, Navachetana enables small-scale entrepreneurs to scale their operations and achieve financial independence without the need for traditional collateral-heavy bank loans.
Chaitanya is a prominent microfinance institution headquartered in Bengaluru that focuses on providing financial services to low-income rural and semi-urban households. They offer a variety of credit products designed to support micro-entrepreneurship and agricultural activities, helping families improve their livelihoods through responsible lending practices. Their technology-driven approach ensures efficient loan processing and transparent customer interactions in the micro-credit space.
Simpl is a Bengaluru-based BNPL and digital credit platform offering a one-tap checkout experience at partner merchants. Founded in 2015, Simpl provides a monthly credit line that allows users to shop online and pay later in a single consolidated bill. With integrations across major e-commerce platforms, food delivery, and travel apps, Simpl serves millions of users who prefer a seamless, interest-free credit option for everyday digital purchases.
FlexiLoans is an RBI-registered NBFC and digital lending platform in Bengaluru providing quick, collateral-free working capital loans to small and medium businesses across India. Using data analytics and alternative credit assessment, FlexiLoans approves loans within 48 hours for merchants, traders, and service providers. The platform has disbursed thousands of crores in business credit and serves clients across 1,500+ cities in India through both its digital platform and partner network.
Progcap is a Bengaluru-based supply chain financing platform providing working capital credit to small retailers and distributors at the last-mile of major FMCG and consumer goods supply chains. The platform uses distributor data and transaction history to assess creditworthiness and disburses working capital loans to micro-retailers within 24 hours. Backed by the Gates Foundation and RBI-licensed NBFCs, Progcap has provided thousands of crores in credit to underserved small businesses across India.
OkCredit is a Bengaluru-based digital credit book app enabling millions of small shopkeepers and merchants to record and track credit transactions digitally. Backed by Tiger Global and Y Combinator, OkCredit replaces the traditional paper udhari (credit) book with a simple, voice-enabled app available in 12 Indian languages. The platform helps merchants send automated payment reminders, track outstanding balances, and improve cash flow management, with over 5 million merchants served across India.
Khatabook is a Bengaluru-based digital ledger and business management app replacing the traditional paper khata book for small Indian merchants. With over 10 million businesses on the platform, Khatabook enables merchants to record credit sales, send payment reminders via WhatsApp, and manage basic business accounts digitally. The company has expanded into digital payments, payroll for kirana stores, and business credit, becoming one of the most widely used fintech apps among India's grassroots retail economy.
Mswipe is India's largest independent mobile point-of-sale (mPOS) network, providing payment terminals, UPI QR code solutions, and merchant banking services to small and medium businesses. Headquartered in Mumbai with a strong Bengaluru presence, Mswipe enables over 400,000 merchants across India to accept card, UPI, and contactless payments. The company also provides working capital loans and business banking services to its merchant network through partnerships with leading banks and NBFCs.
Chargebee is a global subscription and revenue management platform valued at over $3.5 billion, serving over 6,500 businesses across 53 countries including global SaaS leaders. Founded in Chennai and with a Bengaluru engineering hub, Chargebee automates recurring billing, subscription lifecycle management, revenue recognition, and financial reporting for subscription businesses. It integrates with Salesforce, Slack, QuickBooks, and over 30 payment gateways to power the subscription economy.
CRED is a Bengaluru-based members-only financial app that rewards users for paying credit card bills and rent on time. Founded in 2018 by Kunal Shah, CRED offers short-term credit lines, cashback when shopping with partner brands, and mutual fund investments through its 2024 acquisition of Kuvera. With a loyal high-credit-score user base, CRED has expanded into travel, commerce, and fintech lending, representing one of India's most innovative and well-funded consumer fintech brands.
Remitly is a global digital remittance company that added a Bengaluru office in 2025 as part of its India tech expansion. Serving over 170 countries and territories, Remitly enables fast, secure cross-border money transfers with competitive exchange rates and low fees. Its platform supports dozens of currencies and multiple delivery options including bank deposits, mobile wallets, and home delivery. The Bengaluru office focuses on engineering and product development for its international transfer platform.
Jar is a Bengaluru-based micro-savings and investment app that automatically rounds up everyday UPI transactions and invests the spare change into digital gold. Founded in 2021, Jar targets first-time investors and young earners who struggle to save consistently. With over 10 million users, Jar makes saving effortless through auto-save features, SIP-based gold investments, and a simple, gamified interface designed for India's mobile-first consumer base.
Rupeek is a Bengaluru-based digital gold loan fintech company offering doorstep gold loans with instant disbursal. Founded in 2015, Rupeek uses technology to simplify gold lending—sending a relationship manager to collect gold, assess purity, and disburse the loan within 30 minutes. With partners like Axis Bank and ICICI Bank, Rupeek has democratised gold-backed credit for millions of households across India's major cities.
Instamojo is a Bengaluru-based full-stack transactional platform helping small businesses and solopreneurs accept payments, build online stores, and access working capital loans. The platform serves over 2 million small businesses, freelancers, and D2C brands with payment links, online store creation, automated billing, and embedded financing. Instamojo democratises digital commerce for India's micro and small business ecosystem through its simple and affordable tools.
Zeta is a Bengaluru-based banking technology unicorn offering a next-generation core banking and payment processing platform for banks and financial institutions. Founded by Bhavin Turakhia, Zeta's TACHYON platform enables banks to rapidly launch credit cards, debit cards, prepaid products, and digital banking services on modern, cloud-native infrastructure. Zeta is valued at over $1.5 billion and serves major banks globally with its modular, API-first fintech stack.
FinBox is a Bengaluru-based embedded finance and credit infrastructure platform enabling businesses to launch digital lending products and consumer credit solutions. Its APIs support credit origination, alternative credit scoring, risk decisioning, and collections management for lenders, e-commerce platforms, and consumer apps. FinBox embeds credit into digital ecosystems, allowing businesses to offer BNPL, personal loans, and credit lines to their users without building lending infrastructure from scratch.
HyperVerge is a Bengaluru-based AI company providing identity verification, document AI, and fraud prevention solutions for financial services companies. Its computer vision and deep learning models power KYC automation, face match, liveness detection, and document data extraction for banks, NBFCs, and fintech platforms. HyperVerge serves clients in India, Southeast Asia, and Africa, processing over 500 million identity checks with 99%+ accuracy across its global customer base.
Signzy is a Bengaluru-based AI-powered digital onboarding and KYC automation platform serving banks, NBFCs, insurance companies, and fintech firms. Its platform automates customer onboarding journeys with tools for video KYC, document OCR, face authentication, business verification, and fraud detection. Signzy serves over 250 financial institutions and processes millions of KYC verifications monthly, dramatically reducing onboarding time and operational costs for regulated financial entities.
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